Mario Barrera, licensed insurance agentPlan Salud Familiar · Licensed Agent

Find out if you qualify for plans from $0/month based on your income with Mario Barrera

Get personalized support in Spanish. Discover your health insurance options today.

  • 🪪 Lic. TX #3008095
  • 📍 Heath, TX
  • ☎️ Ext. 10016
  • ✓ No cost · no pressure

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Why others end up canceling

The 3 most common reasons a family loses their coverage

These aren't rare cases — they're the most frequent causes of cancellation. We go over them with you from the very first call.

What happens without a review

Your trusted doctor or hospital wasn't in the network

You enroll, the appointment day comes, and you find out your primary doctor — or the hospital where your kids were born — isn't covered by that plan.

How we do it here

We verify your doctor and hospital before quoting

We look up your preferred provider in our verified directory before recommending a plan — not after you've already paid.

What happens without a review

The plan didn't cover the medication you already take

Your everyday prescription — for blood pressure, diabetes, cholesterol — isn't on the plan's formulary, and you end up paying for it out of pocket in full.

How we do it here

We confirm your medications before you enroll

We ask what medications you take regularly and confirm they're covered before you choose your final plan.

What happens without a review

You chose based on the monthly price and didn't understand the deductible

The 'cheapest' plan per month turns out to have a deductible of thousands of dollars. When you need care, the surprise makes you feel like the insurance 'doesn't work.'

How we do it here

We explain the deductible and MOOP in plain language

Before you enroll, we clearly show you how much you'd pay if you need to go to the hospital — not just how much you pay each month.

BEFORE YOU CHOOSE

Bronze, Silver or Gold? Slide and compare

The same household income, three different ways to pay. Slide to see how what you pay each month changes against what you would pay if you actually need to use the plan.

↔ Slide to compare the 3 levels
Bronze Plan
Lowest monthly premium
YOU PAY EACH MONTH
$0–$25
With your subsidy applied
IF YOU GO TO THE HOSPITAL
Up to $7,000
Deductible before the plan covers everything
BEST FORYoung, healthy people who rarely see a doctor and just want protection if something serious happens.
MB

Something many families never ask: Bronze’s “$0 a month” price can look identical to Silver’s — but only Silver can also lower what you pay when you actually use the plan. It is worth comparing both before deciding.

Mario Barrera, licensed agent Lic. TX #3008095
Mario Barrera, licensed insurance agent
+3,000families protected
+15years of experience
+2,700policies issued
Real person · Verifiable license

Mario Barrera

Licensed Health Insurance Agent

  • Lic. TX #3008095 · NPN 17440153
  • Heath, TX
My mission is to help Texas families protect their financial future with honesty and transparency. I know the needs of our community and I am here to guide you through every step of the process, with no pressure and in your own language.
Solutions tailored to youFull transparency, no hidden costsOngoing support

Officially verify, with the state regulator, that the license is real. See the full professional profile

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